Individuals with permanent disabilities present special challenges for their family members and estate planners.  What to most people would be a comfortable level of wealth may be wholly inadequate to give them a good quality of life, and may keep them from receiving public support that is crucial for developing a long-term, sustainable life plan.  Special needs trusts harmonize the needs of the disabled and their families with the strictures of Medicaid, Social Security,  and other governmental programs, so that assets or income intended to benefit a disabled individual actually improve his or her life, as opposed to becoming a revenue source for state government.